How to get proof of coverage for a Super Visa

Quick answer

To get proof of Super Visa coverage, buy a qualifying policy from a Canadian insurer and request the confirmation document it issues. It must show at least $100,000 in emergency medical coverage, be valid for 365 days from entry, and name the insured parent or grandparent — this is what IRCC requires.

Key takeaways

  • IRCC requires at least $100,000 in emergency medical coverage.
  • The policy must be valid for 365 days and from a Canadian insurer.
  • Proof is the insurer's confirmation letter naming the insured person.
  • Buy from a Canadian insurer such as through our Visitors to Canada plan.
  • Keep the document ready for the visa application and at the border.

A Super Visa application stands or falls partly on one document: proof that the visiting parent or grandparent has qualifying medical insurance. Getting that proof is simple once you know what IRCC is looking for.

What IRCC requires

The Super Visa rules are specific. The applicant must have emergency medical coverage of at least $100,000, the policy must be valid for a minimum of 365 days from the date of entry to Canada, and it must come from a Canadian insurance company. Those three elements — the amount, the term, and the Canadian insurer — are the heart of the requirement. Your proof of coverage simply has to demonstrate all three for the named parent or grandparent.

What the proof document looks like

Proof of coverage is the confirmation document the insurer issues when you buy a qualifying policy. It should clearly show the insured person’s name, the coverage amount (at least $100,000 in emergency medical), the policy’s effective dates spanning at least 365 days, and the issuing Canadian insurer. This is what you include with the Super Visa application and what the applicant should have available on arrival. There is nothing exotic about it — it is the standard policy confirmation, as long as the policy itself meets the rules.

How to get it with TripCovered

We offer Visitors to Canada coverage that includes Super Visa insurance, underwritten as a Canadian insurer. When you purchase a qualifying plan, the confirmation document is issued to you, and that is your proof. Because our underwriting partner has provided travel coverage since 1964 and offers 24/7 assistance in multiple languages, the visiting parent or grandparent also has real support in place for the year they are covered, not just a document for the application.

Step by step

First, choose a Visitors to Canada / Super Visa plan with at least $100,000 in emergency medical coverage and a 365-day term from the intended entry date. Second, complete the purchase for the parent or grandparent being sponsored; note that travellers 60 and over complete a Medical Questionnaire that sets the premium, not eligibility, and there is no age limit. Third, obtain the confirmation document and check that the name, amount and dates are all correct. Fourth, include it with the Super Visa application and keep a copy accessible for the border.

Points worth checking

Confirm the dates line up with the planned entry, since the 365 days run from entry. If there is any chance the visa could be refused, ask about the refund of the unused premium — many policies allow this, subject to the wording. If you need to spread the cost, ask whether monthly payment options are available while still providing the full 365-day term. And double-check the spelling of the insured person’s name against their travel documents, as a mismatch causes avoidable delays.

Keep it accessible

Once you have the confirmation, store it somewhere the applicant can reach it easily — both with the application and on hand when entering Canada. A border officer may ask to see it. Having it ready, correct and clearly meeting the $100,000 and 365-day rules keeps the process smooth.

If you are arranging a parent or grandparent’s visit, compare your options and get a quote for a qualifying Super Visa plan, then request the confirmation document that serves as your proof of coverage.

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Frequently asked questions

What does IRCC accept as proof of coverage?

IRCC looks for proof of a qualifying policy from a Canadian insurance company: at least $100,000 in emergency medical coverage, valid for a minimum of one year (365 days) from the date of entry. The insurer's confirmation or policy document showing the insured person, the coverage amount and the dates serves as that proof.

Does the coverage need to be paid in full before applying?

The policy must be valid and meet the IRCC requirements. Some Super Visa insurance can be arranged with monthly payment options while still providing the required 365-day coverage. What matters for the application is that the coverage is in place and the confirmation shows it meets the minimum amount and term.

What if the visa is approved for a shorter or longer stay?

Super Visa insurance must be valid for at least 365 days from entry. If plans change, coverage can often be adjusted, and some policies allow a refund of the unused portion if the visa is refused, subject to the wording. Always confirm the cancellation and refund terms with the insurer before you buy.

TripCovered is a licensed insurance referral service operating in Ontario. Insurance is administered by North American Air Travel Insurance Agents Ltd., doing business as TuGo®, a licensed insurance broker in all provinces and territories. The issuer of the contract is Industrial Alliance Insurance and Financial Services Inc. and Industrial Alliance Pacific General Insurance Corporation. Coverage is subject to the terms, conditions, limitations and exclusions of the policy. This website provides general information only and is not a contract of insurance. Always read your policy wording before you travel.