One trip, fully covered — before you even board.
Compare and buy TuGo travel insurance in minutes — emergency medical, trip cancellation, snowbird, student, visitors to Canada and Super Visa. The same TuGo price, with a licensed advisor in your corner.
The same TuGo coverage — with less guesswork.
Buying blind, direct
- Dozens of plan combinations to decode alone
- Easy to over- or under-buy coverage
- No one to call when the wording confuses you
- Pre-existing condition rules missed
With TripCovered
- A licensed advisor points you to the right plan
- Plain-language guides for every trip type
- We flag Super Visa & pre-existing rules up front
- Same TuGo price — the referral fee is on TuGo, not you
The complete TuGo shelf, in one place.
Emergency medical
Up to $10M in emergency hospital & medical care while you travel. Single-trip or multi-trip annual, worldwide or worldwide-ex-USA.
Explore →Trip cancellation & interruption
Get back your prepaid, non-refundable trip costs if you have to cancel or come home early for a covered reason.
Explore →All-inclusive package
Medical, cancellation, baggage and flight accident bundled into one comprehensive plan.
Explore →Multi-trip annual
One plan that covers every trip you take all year — ideal for frequent and business travellers.
Explore →Snowbird / long-stay
Extended emergency medical for Canadians wintering in the U.S. or abroad, with top-up options.
Explore →Student travel
Coverage for Canadians studying abroad and international students — no stability requirement in Canada.
Explore →Visitors to Canada
Emergency medical for parents, grandparents and guests visiting Canada — buy before or after arrival.
Explore →Super Visa insurance
IRCC-compliant 365-day coverage that meets Super Visa requirements for parents & grandparents.
Explore →Cruise
Comprehensive protection for cruise travellers — medical, cancellation and the gaps cruises leave open.
Explore →Baggage & travel accident
Cover for lost, stolen or delayed baggage, plus optional sports & activities and AD&D.
Explore →Covered in four simple steps.
Tell us your trip
Where you’re going, who’s travelling and your dates. Takes under a minute.
See the right coverage
We point you to the TuGo plan that fits — medical, cancellation, visitors or Super Visa.
Get your instant quote
Price your plan on TuGo’s secure site with your details already carried over.
Buy & travel covered
Pay online, get your policy by email, and carry the TuGo Wallet app wherever you go.
Backed by one of Canada’s most established travel insurers.
Travel insurance questions, answered.
Does provincial health insurance cover me when I travel?
Only partially. Your provincial plan (like OHIP in Ontario) pays a small fraction of out-of-country medical costs and never covers them up front — in many cases less than 10% of the bill. Travel medical insurance covers the gap and pays the hospital directly.
Can I buy TuGo travel insurance after I’ve already left?
Emergency medical is designed to be purchased before you depart. Visitors-to-Canada coverage can be bought before or after arrival, though a waiting period may apply if purchased after arrival. Always buy before you travel when you can.
What does TuGo travel insurance include?
Depending on the plan: emergency hospital and medical care, trip cancellation and interruption, baggage, flight and travel accident, and optional sports & activities coverage. Visitors to Canada and Super Visa plans focus on emergency medical for guests in Canada.
Does TuGo insurance meet Super Visa requirements?
Yes. TuGo offers emergency medical plans with at least $100,000 in coverage for 365 days that satisfy IRCC’s Super Visa requirements for parents and grandparents. You can get proof of coverage for the application.
Is there coverage for pre-existing conditions?
Many TuGo plans offer stability-based coverage for pre-existing conditions if they’ve been stable for a defined period before your trip. The exact terms are in the policy wording — read it before you buy.
How does TripCovered make money if I buy from TuGo?
TripCovered is a licensed referral service. When you buy a TuGo plan through our links, TuGo pays us a referral fee — at no extra cost to you. You get the same TuGo price either way.
Don’t travel a day uncovered.
Get your TuGo quote now — it takes about a minute, and you’ll travel knowing exactly what you’re protected for.
Get my free quote →Licensed to sell travel insurance in Ontario.